Daily Car Hire Excess Insurance

What does this policy cover?

What's included

Below is a summary of the key features and benefits of our car hire excess policy.

For full details, please see the policy wording.

The excess on damage and theft up to a maximum of £6,500 cover in total
Drivers aged between 21 and 85 inclusive
Cover for up to seven additional drivers (so long as they’re named in your rental agreement) There is no need to add them to your insurance4carhire policy.
Rental periods of up to 60 consecutive days
Misfuelling and car key cover – each up to £500 per claim
Flat battery cover - up to £1,000 per rental
Late pick-up charges due to unscheduled flight delays
Cover for your courtesy car (the vehicle loaned to you while your rental car is being repaired, or if your own car is in the garage and you've been provided with a courtesy car).

What's not included

Below are some of the key exclusions you need to be aware of.

Full details can be found in the policy wording.

Car rentals in which the insurance4carhire policy holder is not the lead driver on the rental agreement
Cover for cars worth more than £120,000 or over 10 years old
Cover for off-road driving
Commercial vehicles, motorbikes, camper vans, mobile homes, vans or any vehicle with more than nine seats. For van hire excess insurance, visit our van hire excess insurance page
Collision Damage Waiver (CDW) or Supplemental Liability Insurance (SLI). Most rental policies include this, but some (notably in the US) do not. If you need CDW and SLI cover, visit our Annual Worldwide Plus CDW and SLI page
Cover for policyholders that are not resident in the UK or the Isle of Man

Show policy document

Watch our animation on why you should take our car hire excess insurance:

Single Trip Worldwide Car Hire Excess Insurance FAQs

Single Trip Worldwide car hire excess insurance from insurance4carhire is a car rental excess policy available for single trips of under 60 consecutive days.

Our single trip excess policy offers worldwide cover. Note that this excludes driving in: Cuba, Iran, North Korea, the region of Crimea, Sudan and Syria.

If the lead driver is an insurance4carhire policy holder, you will be covered. If the lead driver is not a policy holder, you will not be covered, even if you yourself are a policy holder. To be covered by insurance4carhire, the primary (lead) driver must always be a policy holder.

Collision Damage Waiver (CDW) is not included in our single trip policy. If you require CDW, we offer an annual product which includes three covers under one policy: car hire excess insurance, CDW and Supplemental Liability Insurance (SLI). Please visit our Worldwide Plus CDW & SLI page to find out more.

This really depends on the length of your trip and where you are travelling. To compare the cost of a single trip daily policy versus an annual one, select 'Single Trip' on the pricing filter on our homepage.

Protect yourself with the UK’s most popular car hire excess insurance provider (by online traffic share 2019).

Coronavirus (Covid-19) – Update for insurance4carhire customers

While the scale and impact of the current coronavirus (Covid-19) outbreak remains unknown, insurance4carhire, part of The Ardonagh Group, has been working for some time to prepare for all potential outcomes for our business. We have a range of plans in place across The Ardonagh Group to serve the needs of our clients without interruption, while protecting the health and safety of our colleagues and other stakeholders.