Coronavirus help and support for our insurance4carhire customers

Buy car hire excess insurance

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This is not a replacement for car hire insurance. It covers the excess on your car hire insurance in the event of a claim.

Van hire excess cover

To cover non-commercial van hires. Available to residents of and rentals in the UK, Isle of Man or the Channel Islands.

Why buy from us in advance?


    Up to £6,500 damage and theft cover per policy


    Up to £500 each per claim for misfuelling and car key cover


    Buy your policy from 364 days in advance up to right before you collect your car


    Cover up to seven additional drivers per rental - and there's no need to add them to your insurance4carhire policy

More Information
Family happily driving in car

What is car hire excess insurance?

Car hire excess insurance is an optional insurance coverage which can protect you from the excess costs that you are required to pay in the event that your hire car is damaged or stolen.

You have two options when it comes to covering your excess: 

  1. Purchase it in advance, from a third-party provider like insurance4carhire.
  2. Purchase it from your car rental company. This can often be more expensive and sometimes covers fewer things than our cover.

How does it work with insurance4carhire?

As an example, if your excess with the car rental company were £500 and you needed to make a claim, you would pay the rental company £500 and they would pay the remaining cost of the claim.

You'd then claim back the £500 you paid, through insurance4carhire's online claims process.

What do we offer?

Find out why you should take out car hire excess insurance:

Happy couple driving a four-wheel drive car in countryside

Where can I drive?

Start typing in the country you need cover in.

If it appears below, our Annual Europe policy covers rentals in this country:

Our worldwide single trip and annual car hire excess policies cover rentals anywhere in the world, except for in: Cuba, Iran, North Korea, the region of Crimea, Sudan and Syria.

Moving house? Our daily van hire excess insurance is available to cover non-commercial van rentals in the UK and the Isle of Man. 

Protect yourself with the UK’s most popular car hire excess insurance provider (by online traffic share 2019).



Coronavirus (Covid-19) – Update for insurance4carhire customers

While the scale and impact of the current coronavirus (Covid-19) outbreak remains unknown, insurance4carhire, part of The Ardonagh Group, has been working for some time to prepare for all potential outcomes for our business. We have a range of plans in place across The Ardonagh Group to serve the needs of our clients without interruption, while protecting the health and safety of our colleagues and other stakeholders.

Read more

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